Terms & Conditions

The guidelines for our relationship, written in plain language

Welcome to PerozoInsurance

When you use our website or services, you're agreeing to these terms. We've written them to be as clear as possible, because we believe you shouldn't need a law degree to understand how things work.

If anything here doesn't make sense, just ask us. We're always happy to explain in more detail. The goal is for both of us to be on the same page about what to expect.

What We Do

PerozoInsurance helps connect people with insurance coverage options. We provide information, guidance, and tools to help you understand what protection might work for your situation. Think of us as your guide through the insurance landscape.

We work with various insurance providers to find options that could meet your needs. However, we're not the insurance company itself. The actual policies come from licensed insurers who have their own terms and conditions.

Your Information

To help you effectively, we'll need some information from you. Things like your name, contact details, and information about what you're looking to protect. When you provide this, you're confirming it's accurate to the best of your knowledge.

Being honest with us helps us help you better. Inaccurate information could lead to coverage that doesn't actually fit your needs, or quotes that don't reflect reality. Nobody wants that.

Using Our Website

Our website is meant for people genuinely interested in learning about or obtaining insurance. You agree to use it for that purpose, and not for anything that could harm us, our partners, or other users.

Please don't try to break our website, scrape our content, or use automated tools to flood our systems. These things make it harder for us to serve everyone well. If you spot something broken, we'd actually appreciate you letting us know.

Our Content

Everything on our website, including text, images, tools, and design, belongs to us or we have permission to use it. You're welcome to read, learn from, and share links to our content, but please don't copy it wholesale or use it for commercial purposes without asking first.

The information we provide is meant to be helpful and educational, but it's not a substitute for professional advice tailored to your specific situation. Insurance can be complex, and what works for one person might not work for another.

Links to Other Sites

Sometimes we link to other websites, like insurance company sites or helpful resources. When you click those links and leave our site, you're subject to their terms, not ours. We try to link only to reputable places, but we can't control what they do.

If you find a link from our site leading somewhere problematic, please tell us so we can look into it and potentially remove it.

Limits of Our Responsibility

We work hard to provide accurate, helpful information, but we can't guarantee everything will be perfect all the time. Insurance markets change, policies update, and sometimes mistakes happen despite our best efforts.

We're not responsible for decisions you make based on our information, or for the actions of insurance companies we work with. Always verify important details directly with the insurance provider before committing to anything.

Changes to These Terms

From time to time, we might need to update these terms. When that happens, we'll post the new version here with an updated date. If changes are significant, we'll try to give you a heads up through our website.

By continuing to use our services after changes are posted, you're accepting the updated terms. If you don't agree with changes, you're free to stop using our services, though we'd be sorry to see you go.

Getting in Touch

Questions about these terms? Concerns about how something works? Just want to say hello? We're available at [email protected] or by phone at +1 (406) 692-8757. Real people will respond, and we genuinely want to hear from you.

Our goal is a relationship built on clarity and trust. If anything about using our services feels unclear, reaching out is always the right move.

Last updated: December 2024